The true cost of parenting is emotional, physical, and psychological. It takes a toll unlike any endeavor you’ve ever taken. It’s a unique relationship because it’s not something you can quit when it “isn’t working out”, you can’t “break up” with your baby when it gets rough, and you can’t walk away from it when you choose. Once in, you are fully responsible for another human being and your decisions could last a lifetime. This is the real reason why not everyone can “afford” it, and why parenting in all honesty, isn’t for everyone, regardless of how much money one has.
With that said, today we’re talking about the financial costs involved in having a little one. While the best things about babies are priceless–like outrageous love, endless snuggles, unadulterated joy, personal growth, etc., every parent knows that having a child can be quite expensive. To get a more recent two-year estimate, these numbers came from moms who gave birth from 2016 onwards (myself included). I’ve also consulted a couple of trusted doctors (OB-GYN/pediatrician) to confirm the medical expenses.
As a disclaimer, we’ve included the median options because it’s noteworthy that you do have options. That means, without a doubt, you will find cheaper or pricier alternatives for everything listed, it’s always dependent on the quality or the amount of research you devote to each purchase, but the purpose of this article is to give you an idea. Here are the categories:
- Prenatal check-ups: ₱350-₱700 per month until 28 weeks AOG (age of gestation) or 7 months of pregnancy, then every 2 weeks prenatal consultation until admission
- Supplements: ₱7,350 for 5-6 months
- Ultrasounds and private lab tests: ₱21,000
You can check our previous article for more details on this here.
- Crib and mattress: ₱10,000
- Playpen: ₱4,000
- Stroller with Car Seat: ₱10,000
- Safety tested carrier: at least ₱3,500
- Bottle sterilizer: ₱5,000
- Breast pump with bottles: ₱10,000
- Highchair and table: ₱3,000
- Bath set: ₱3,000
- Diaper bag: ₱2,000
- Newborn clothes, towels, etc.: ₱3,000
- Walker: ₱3,000
- Delivery – For a lot of parents, this is the big ticket. The cost mainly depends on the hospital of your choice. Institutions like St. Lukes BGC, Asian Hospital, The Medical Center, and Makati Medical Center definitely have higher fees, but for the other private hospitals in Metro Manila, they are as follows (for ward room):
Normal Spontaneous Deliveries: ₱30,000-₱60,000
Cesarean Sections: ₱75,000-₱90,000
- Newborn screening: ₱1,500
- Baby check-ups: ₱500
- Vaccines: ranges from ₱2,500-₱6,000
- Formula (if not breastfeeding): ₱6,000
- Pump parts, supplements, and milk storage (if breastfeeding): ₱2,000
- Diapers: ₱2,500
- Nanny (if no other caretaker): ₱7,000
- Additional food when they start eating solids (fruits, veggies, etc.): ₱3,000
- Toiletries: ₱500
- Miscellaneous: ₱3,000
These don’t include special circumstance costs. For instance, my little girl has atopic dermatitis so her skin maintenance is more expensive than usual. These also don’t include the cost of celebrations we choose for our babies–like Christening or the first two birthdays. It doesn’t include emergencies or vacations, nor does it show the new standards of living that the age of social media has introduced, like gender reveal parties, monthly photo shoots, cake smashes, etc.
I know it’s a lot, and it can be overwhelming budget-wise, but one thing to keep in mind is, you are never really fully ready for anything. It’s the same principle when we get married, when we start a new job, or move to a new city. You can anticipate all of the potential risks, all the costs that comprise such a major decision, but you can’t be 100% prepared for every outcome. Some people choose to wait and wait, then regret it later on. Some choose to not have kids at all. Some choose to plan only when it’s happening. If you’re expecting and reading this momma, don’t be disheartened. As generations of parents who’ve come before you now know, you’ll be okay. You’ll be surprised at how you would do it, but you will. And trust me, it’s gonna be worth it.